What Are the Most Common Property Frauds in India? 10 Scams Buyers Should Know

Key takeaway: A litigation check should form part of broader property due diligence.

10. Land, Boundary and Encroachment Fraud

Land fraud can involve incorrect boundaries, unauthorized occupation, disputed measurements, fake records or encroachments. This is particularly important when buying plots, land or properties where physical boundaries matter.

Compare:

• Survey number
• Land records
• Property dimensions
• Site boundaries
• Physical location

Key takeaway: The property described in the documents should match the property that physically exists.

How Can You Avoid Property Fraud?

The most effective property fraud prevention strategy is independent verification before making a major financial commitment. Don't rely on a single document or intermediary.

Use a structured verification process

1. Verify ownership and title.
2. Check the Sale Deed and previous documents.
3. Review the Encumbrance Certificate.
4. Perform applicable RERA checks.
5. Investigate potential litigation.
6. Verify government and municipal approvals.
7. Cross-check land and mutation records.
8. Compare documents with the physical property.
9. Verify the seller's identity and authority.
10. Consult a property lawyer for complex transactions.

Can Property Verification Be Done Online?

Yes, parts of property verification can be performed online, depending on the state and records available digitally. RERA information, court status, land records, and some registration or municipal information may be accessible online.