How to Apply for a Credit Card Online and Start Enjoying Its Benefits

Through the bank website:

1. Visit the bank website
2. Move to the “Credit Cards” section
3. Browse through the available Credit Cards, compare features, benefits, fees and eligibility criteria
4. Select the card that suits your needs and click on the “Apply Now” option
   

Through mobile banking apps like the ICICI Bank’s iMobile app

1. Log in to your account on the app
2. Click on ‘Get Instant Loans/Offers’
3. In the ‘Loan & Card Offers’, click on “Proceed”
4. Next, select ‘Cards’, then select the offer and click on ‘Apply Now’
5. Fill in the online application form with your personal, employment and income details
6. Upload the required KYC and income documents, if prompted
7. Review the information carefully and submit your application.
   

Once submitted, the bank will verify your details and process the application. You can also track your Credit Card application status online for updates.

The digital application process allows you to complete the application conveniently from anywhere. 

What Should You Do After Receiving Your Credit Card?

Once your Credit Card is issued, you should complete a few important steps before you start using it. Begin by activating your card and setting a secure PIN according to the instructions provided by your bank.

You can also register for mobile banking services and transaction alerts to monitor your spending. Understanding your credit limit and keeping track of your expenses from the beginning can help you manage your card more effectively.

Benefits You Can Start Enjoying

Once your Credit Card is activated, you can begin using a range of features that make payments and expense management more convenient. The benefits you receive may vary depending on the card you choose, but several advantages are commonly available.

Some of the key benefits you can enjoy are: