Wise (formerly TransferWise) has become one of the most trusted international money transfer platforms in the world. Known for its low fees, real exchange rates, and multi-currency accounts, Wise is a favorite for freelancers, remote workers, and global businesses.
But if you live in the USA and want to unlock all the features—such as higher transfer limits, receiving payments in multiple currencies, and accessing a Wise debit card—you’ll need a verified Wise account.
In this usaallseo guide, we’ll walk you through the safest and most reliable way to get verified, without taking the risks of buying accounts from untrustworthy sources.
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It might be tempting to buy a pre-verified Wise account, but here’s why you shouldn’t:
The only truly safe option is to open and verify your own account through official channels.
1. Sign Up on the Official Wise Website Go to wise.com or download the Wise app. Use your real name, email address, and a strong password.
2. Select the Account Type Choose between a Personal Account (for individual use) or a Business Account (for companies, freelancers, and online sellers).
3. Add Your Basic Details Provide your legal name, date of birth, address, and phone number. Make sure these match your identification documents.
4. Complete KYC Verification
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Wise will ask for:
5. Link Your Bank Account Connect a US bank account for smooth deposits and withdrawals. This also helps confirm your identity.
6. Wait for Approval Most verifications are completed within 1–3 business days. You’ll receive a confirmation email once your account is ready.
Getting a verified Wise account in the USA is a straightforward process if you do it the right way. Buying accounts may seem like a shortcut, but it can lead to bans, frozen funds, and legal trouble.
By following the steps in this usaallseo guide—signing up officially, completing KYC verification, and securing your account—you’ll enjoy all of Wise’s powerful features without the risks.